Are you a baby when it comes to credit? Has it been 100% debit cards up til now? Is this because you’re a very intelligent, responsible infant who wants to avoid getting into debt? Well, get ready for a dose of big sisterly advice, except I’m not your sister or a financial adviser, just someone who’s been there and done that when it comes to credit cards.
Browsing Category Money
The lazy girl’s budget plan (plus free expenses spreadsheet)
I do not enjoy traditional budgeting. Tracking every penny, giving every pound a job – it’s not for me. I find it stressful, counterproductive and mostly, a lot of WORK. If your life is exactly…
I’m better off because of coronavirus, now what?
I don’t need to tell you about the absolute carnage COVID-19 has wrought worldwide. People are dying, and my boyfriend’s pushing-100-year-old-grandad even caught it (he’s fine now btw!). We all know people whose livelihoods are…
How to choose an investment platform
How do you buy a share? A stock? A bond? You buy them on an investing platform! And yes, the pictures in this blog are platform shoe themed. First of all, if you haven’t done…
Shared ownership review – from someone who actually did it
Shared ownership is a popular route towards becoming a first time buyer, but it also has a bit of a negative rep. I’m friends with someone who’s been all the way through the process, so…
Have you become a lockdown impulse shopper?
Been spending more online because you’re bored in lockdown? Find out how to save money and kick the impulse shopping habit for good.
Buy now, pay later, or face the consequences – Klarna and Clearpay rant
Klarna and Clearpay. If you shop online, then you’ve probably seen those names before. If you get email newsletters from millennial fashion brands, then you almost certainly have. I have been itching to write this…
6 terrible money lessons you’ll learn playing Animal Crossing
Just like a lot of people, I’ve spent a lot of time playing Animal Crossing: New Horizons during this lockdown. It’s a game for Nintendo Switch where (thanks BBC News) nothing happens. It’s a bit…
Habito online mortgage broker review
Getting a mortgage can be really intimidating. Most likely you’ve spent years building up your deposit and trying to improve your credit score ready for this moment. You’re essentially attempting to prove that you’re trustworthy…
You can’t out-frugal a low wage – guest post
Can living a life of extreme frugality really be the key to financial independence? Read my guest post by Jon from The Money Shed.